EMI that's usually lower than your current bill.
Subsidy pays your down payment. Monthly savings pay the EMI. You pay almost nothing extra to switch — and you own a 25-year asset at the end.
How the math actually works.
A 3 kW system, ₹5,500 monthly bill, ₹78K subsidy, 60-month EMI.
Before solar
Electricity bill: ₹5,500/mo
Out of pocket: ₹5,500/mo
With solar
- Subsidy used as down payment: ₹78,000 (you don't pay this)
- Remaining financed: ₹1,15,000 over 60 months @ 5.75%
- EMI: ₹2,212/mo
- Electricity bill: ₹350/mo
Out of pocket: ₹2,562/mo
You save ₹2,938/mo from day one. And you own the system in year 5.
EMI scenarios by system size.
Indicative at 5.75% interest. Final rate depends on lender and credit profile.
| System | After-subsidy financed amount | 36-month EMI | 60-month EMI | 84-month EMI |
|---|---|---|---|---|
| 1 kW | ~₹40,000 | ₹1,210 | ₹768 | ₹576 |
| 2 kW | ~₹70,000 | ₹2,118 | ₹1,345 | ₹1,008 |
| 3 kW | ~₹1,15,000 | ₹3,480 | ₹2,212 | ₹1,659 |
| 5 kW | ~₹2,75,000 | ₹8,322 | ₹5,287 | ₹3,966 |
Lender partners.
SolarSon works with leading public-sector banks and NBFCs for rooftop solar loans under the PM Surya Ghar scheme. Specific partner disclosures appear on your final quote.
Bank/NBFC logos populate here once partnerships are formally listable. Until then, this section reads as a placeholder.
Documents you'll need.
- PAN card
- Aadhaar card
- Last 6 months of bank statements
- Last 3 months of electricity bills
- Property document (sale deed or rent agreement + owner NOC)
SolarSon helps you collate and submit these — usually a single WhatsApp upload.
Get a personal EMI quote in one call.
Share your phone and we'll send you a custom EMI estimate within the hour.